How to Setup Credit Card Payments in WooCommerce

How to Setup Credit Card Payments in WooCommerce

Accepting credit card payments on your WooCommerce store opens up endless possibilities for making money from what you do. Whether you’re selling products, services, or something else, having the ability to accept credit card payments through your store enhances the process.

Accepting credit card payments is a great way to increase sales and customer satisfaction for any online store. Accepting credit cards as a payment option can play a crucial role in increasing the conversion rate. Your customers will appreciate your WooCommerce store having credit cards as a payment option.

With WooCommerce, it’s easy to set up credit card payments so you can start accepting payments quickly and securely. In this article, we’ll walk through the steps of setting up credit card payments in WooCommerce so you can start taking customer orders immediately.

Prerequisites for Setting Up Credit Card Payments in WooCommerce

Cross-Check Before Setting Up Credit Card Payments in WooCommerce

Credit cards are now a very common e-wallet for people. People are more comfortable using credit cards as their payment option no matter whether it’s online or offline. Your customers will appreciate your WooCommerce store having credit cards as a payment option.

Setting up credit card payments in WooCommerce is quite simple. There are a few steps, but they are all simple.

If you want to create a WooCommerce store, you should double-check a few things before you begin setting up credit card payments in WooCommerce.

Make sure that

  • You have an SSL certificate.
  • You have a secure Web Host.
  • You have a secure WordPress Website

Choosing The Right Payment Gateway Plugin for WooCommerce

Choose The Right Payment Gateway Plugin

There are multiple plugins available for setting up credit card payments on your WooCommerce store. But don’t pick any random plugins from the available ones. You have to be concerned about security and try to avoid any kind of security breaches.

This is why we handpicked some of the most reliable and easy-to-use payment plugins for setting up credit card payments. Check them out.

WooCommerce Stripe Payment Gateway

The first one from our list is the WooCommerce Stripe Payment Gateway plugin.

With a whopping 900,000+ active installations, this plugin acquires the first position. This plugin is maintained by WooCommerce itself and is highly recommended for setting up credit card payments.

Using this plugin, you can directly take payments on your WooCommerce store. This plugin is capable of accepting Visa, MasterCard, American Express, and Discover credit card networks.

Stripe has no setup fees, monthly fees, or hidden costs: you are only charged when you make money! Earnings are deposited into your bank account every week.

Moreover, your customers are not required to leave your store during the transaction. Stripe also offers sophisticated fraud prevention options.

WooCommerce Payments

Next on our list is the WooCommerce Payments plugin.

This plugin is from the company that invented WordPress, non-other than Automattic. For showing Expertise, Authoritativeness, and Trustworthiness, this plugin has secured 500,000+ active installations and growing rapidly.

This plugin has no monthly fee for your usage and you can even monitor your transactions right from your WordPress dashboard. This plugin is capable of securely accepting credit card payments.

Using this plugin, you can view payment, refund, and other transaction details, as well as manage disputes and chargebacks.

If you’re from the USA then this might be the perfect plugin for your WooCommerce store. Besides you have to pay as you go despite this plugin having no setup fees or monthly fees.

Square for WooCommerce

The last and final of our handpicked plugins is the Square for WooCommerce plugin.

This is another plugin that is maintained by WooCommerce and it has huge potential. If you have a physical store along with your WooCommerce store, then this plugin is the best choice for you.

Using this plugin, you can sync your product catalog and accept credit card transactions directly on your store. Isn’t that cool?

Again this plugin cost zero bucks for starting up and follows pay as you go scheme. You’ll get tons of security features to avoid through the functionality provided by Square.

Let’s not forget that this plugin has 100,000+ active installations which is a very good number for a payment plugin.

The Process of Setting Up Credit Card Payments in WooCommerce

The Process of Setting Credit Card Payments in WooCommerce

Now we are pretty much sure that you could be able to pick up the right plugin for your WooCommerce store from the given above list. Now It is time to simplify the process by taking you through some small steps to make sure that you can set up credit card payments correctly.

So Without further ado, let’s begin the process.

Choose a Payment Gateway (Step 1)

The first step to setting up credit card payments in WooCommerce is to choose a payment gateway. A payment gateway is an online service that securely processes credit card payments for WooCommerce store owners. There are many different payment gateways available, so it’s important to do your research and find the one that best fits your needs.

Install the Payment Gateway Plugin (Step 2)

Once you’ve chosen a payment gateway, you’ll need to install the corresponding plugin for it in WooCommerce. To do this, we have already mentioned the top payment gateway plugins for your store to set credit cards as your store’s payment method. Once you decided, just go install and activate it.

Configure Your Payment Gateway Settings (Step 3)

Now that you have the plugin installed, you’ll need to configure the settings for it. Here, you can enter your account information and configure any other settings that are specific to that payment gateway and the plugin offers to do so.

Test Your Payment Gateway (Step 4)

Once you’ve configured your payment gateway settings, it’s important to test them out before going live with them. This will help ensure that everything is working correctly and that customers can successfully make payments.

Enable Credit Card Payments (Step 5)

Once you’ve tested your payment gateway, you’re ready to enable credit card payments in WooCommerce. To do this, go to the Settings page in your WordPress dashboard and click on the Payment tab. There, you’ll get to the list of all the available payment methods. Find the one for your payment gateway and click Enable.

Wrap Up

Wrap Up

And that’s it! You’ve successfully set up credit card payments in WooCommerce. Now you can start accepting payments in credit cards from your customers quickly and securely. With the right payment gateway plugin, you’ll be able to offer a great customer experience and increase your sales.

Do not forget that your customers will feel secure using a secure online payment method for entering their credit card info. Make sure that your payment method is secure. You can use any payment gateway plugin you want. The mentioned plugins may differ slightly, but the overall procedure should be similar.

You’ll find all the mentioned payment gateway plugins on wordpress.org and hopefully, now you know how to set up credit card payments in WooCommerce.

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